Privacy Statement

At Blasius Personal Insurance, we are committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner. This Privacy Statement outlines how we collect, use, and safeguard your personal information.

  1. Information We Collect

To provide you with the best insurance services, we may collect the following types of personal information:

  • Personal Identifiers: Name, address, email, phone number, date of birth, and other contact details.
  • Financial Information: Payment details, banking information, and credit history.
  • Insurance-related Information: Policy details, coverage preferences, claim history, and underwriting data.
  • Health Information: When required by certain insurance products (such as life or health insurance), we may collect medical history or health-related information.
  1. How We Use Your Information

We use your personal information for the following purposes:

  • To provide you with personalized insurance quotes and recommendations.
  • To process claims, manage policies, and handle your account.
  • To communicate with you regarding your insurance coverage, updates, and other related matters.
  • To comply with legal, regulatory, and compliance obligations.
  1. How We Protect Your Information

We implement a range of physical, electronic, and procedural safeguards to protect your personal information. This includes encryption, secure data storage, and access controls to ensure that your data is only accessible to authorized personnel.

  1. Sharing Your Information

We respect your privacy and do not sell or rent your personal information to third parties. However, we may share your personal information with:

  • Service Providers: Third-party companies who assist in providing services related to your insurance coverage, such as claims processing or payment services.
  • Regulatory Authorities: When required by law or regulation, or in response to lawful requests from governmental authorities.
  • Insurance Partners: In cases where your insurance coverage involves collaboration with other insurance providers or underwriters.
  1. Your Rights and Choices

You have the right to:

  • Access and correct the personal information we hold about you.
  • Opt-out of receiving marketing communications from us at any time.
  • Request the deletion of your personal information, subject to applicable legal requirements.
  1. Retention of Information

We will retain your personal information for as long as necessary to fulfill the purposes for which it was collected, including for legal, accounting, or reporting obligations.

  1. Changes to This Privacy Statement

We may update this Privacy Statement from time to time. We will notify you of any material changes by posting the updated statement on our website or by other appropriate means.

  1. Contact Us

If you have any questions or concerns about how we collect, use, or protect your personal information, please contact us at:

Blasius Personal Insurance
203-527-6002
info@blasiusinsurance.com
www.blasiusinsurance.com

Terms and Conditions for Requesting an Insurance Quote

Effective Date: [2/18/2025]

By submitting a request for an insurance quote through Blasius Personal Insurance (“we,” “us,” or “our”), you agree to the following Terms and Conditions (“Agreement”). Please review these Terms carefully before proceeding. If you do not agree to these terms, you should not submit a request for a quote.

  1. General Terms
  • Eligibility: By requesting a quote, you confirm that you are at least 18 years old, or the legal age of majority in your jurisdiction, and that you have the legal capacity to enter into this Agreement.
  • Purpose of Quote: The quote you receive is for informational purposes only. It does not constitute an offer, binding agreement, or confirmation of insurance coverage.
  1. Information You Provide
  • Accuracy of Information: You agree to provide true, accurate, and complete information when requesting a quote. The quote you receive may be based on the information you provide, and any inaccuracies may affect the premium or availability of the insurance coverage.
  • Required Information: To generate a quote, we may collect personal details such as your name, address, contact information, date of birth, and insurance-related information such as driving history, health status, or property details, depending on the type of insurance requested.
  1. Use of Your Information
  • Privacy and Data Protection: By requesting a quote, you consent to our collection, use, and storage of your personal information in accordance with our Privacy Policy. We will use your information to provide you with an accurate quote and to communicate with you regarding your request.
  • Third-Party Disclosure: We may share the information you provide with third-party insurers or underwriters to generate a personalized quote. We do not sell or rent your personal information to third parties.
  1. Accuracy of the Quote
  • Estimate Only: The quote provided to you is an estimate based on the information available at the time of your request. The final premium and terms may differ after underwriting, additional assessments, or changes in your details.
  • No Guarantee of Approval: Requesting a quote does not guarantee the approval or issuance of an insurance policy. The insurance provider may require further documentation or perform an underwriting review before offering coverage.
  1. Limitations and Disclaimers
  • Not Binding: Quotes are not binding offers or contracts. You are not obligated to purchase the insurance policy once you receive a quote.
  • Changes to Quote: The quote you receive may change depending on updated information, underwriting practices, or changes in coverage requirements. We reserve the right to update or withdraw a quote at any time prior to the acceptance of an insurance policy.
  1. Communication

By requesting a quote, you consent to receive communications from us regarding your quote, including email, phone calls, or text messages, as necessary to process your request. If you no longer wish to receive these communications, you may opt-out by following the unsubscribe instructions or contacting us directly.

  1. No Coverage Until Policy Is Issued
  • No Coverage Provided: A quote does not provide any insurance coverage. You are not covered by any policy until a formal agreement has been made, and you have paid the necessary premiums for an active policy issued by the insurer.
  • Review of Policy: If you decide to proceed with a policy based on the quote, you will receive the policy documents that outline the full terms and conditions of coverage.
  1. Limitations of Liability
  • Accuracy of Information: While we make efforts to ensure the accuracy of the quote provided, we are not liable for any discrepancies or errors resulting from incorrect or incomplete information provided by you.
  • Third-Party Providers: We act as an intermediary and may work with third-party insurers to provide you with a quote. We are not responsible for the actions, decisions, or omissions of those insurers, including the acceptance, denial, or terms of any policy.
  1. Modifications to Terms and Conditions

We may update these Terms and Conditions at any time. When changes are made, they will be posted on this page with an updated effective date. By continuing to request quotes after changes have been posted, you agree to the modified terms.

  1. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of Connecticut , without regard to its conflict of law principles.

  1. Contact Information

If you have any questions or concerns about these Terms and Conditions, please contact us at:

Blasius Personal Insurance
203-527-6002
info@blasiusinsurance.com
www.blasiusinsurance.com